Muhammad Aizaz Khan, Abdul Razzaq, and Kiran Afzal. “Digital Financial Inclusion and Formal Entrepreneurship: The Roles of Business Entry Institutions and Regulatory Quality”. International Journal of Emerging Multidisciplinaries: Social Science 5, no. 1 (June 24, 2026): 490–522. Accessed September 3, 2026. https://ojs.ijemd.com/index.php/SocialScience/article/view/774.