ABDUL MANAN; ABDUL RAZZAQ; KIRAN AFZAL. From Digital Development to Effective Governance: Evidence on The Mediating Role of Fintech Adoption. International Journal of Emerging Multidisciplinaries: Social Science, [S. l.], v. 5, n. 3, p. 523–551, 2026. DOI: 10.54938/ijemdss.2026.05.3.773. Disponível em: https://ojs.ijemd.com/index.php/SocialScience/article/view/773. Acesso em: 3 sep. 2026.