SHUMAILA KHAN; HINA FATIMA; AFAQ ALI KHAN. Evaluation of Climate Change Factors & Their Impact on Credit Risk Management in the Banking Sector of Pakistan. International Journal of Emerging Multidisciplinaries: Social Science, [S. l.], v. 5, n. 2, p. 46–71, 2026. DOI: 10.54938/ijemdss.2026.05.2.672. Disponível em: https://ojs.ijemd.com/index.php/SocialScience/article/view/672. Acesso em: 25 sep. 2026.