Wong Ki Hurn, Tan Yi Yan, Dickson Lim Zi Yuan, Li Qian, Tee Jim Host, Zhang Xiaolong, and Yip Hong Seng, Siva Raja Sindiramutty. “An Explainable Multi-Modal Phishing Detection Framework”. International Journal of Emerging Multidisciplinaries: Computer Science & Artificial Intelligence, vol. 4, no. 2, July 2026, doi:10.54938/ijemdcsai.2026.04.2.665.